an actuary is

ATI TEAS 7

ATI TEAS Reading

1. What is an actuary?

A. A doctor who works in a hospital.
B. The same as a hospitalist.
C. An insurance agent who works in a hospital.
D. A person who assesses insurance risks and premiums.

Correct answer: D

Rationale: An actuary is a person who assesses insurance risks and premiums. This is the primary role of an actuary, involving the analysis of financial consequences of risk. Choice A is incorrect as actuaries are not medical professionals. Choice B is incorrect as a hospitalist is a physician who works in a hospital, not related to actuarial work. Choice C is incorrect as actuaries are not insurance agents; they focus on risk assessment and not sales.

2. What is the best definition of economy as it is used in this passage?

A. Exchange of money, goods, and services
B. Delegation of household affairs
C. Efficient money management
D. Less expensive

Correct answer: C

Rationale: The correct definition of 'economy' in this passage is 'efficient money management.' The passage emphasizes the importance of expending less than what is earned, which is a key aspect of efficient money management. Choice A, 'Exchange of money, goods, and services,' is too broad and does not capture the essence of the passage. Choice B, 'Delegation of household affairs,' is not directly related to the context of the passage. Choice D, 'Less expensive,' does not encompass the concept of managing money efficiently as discussed in the passage.

3. Which of the following statements represents an EXAGGERATED claim in support of the argument presented in the passage?

A. In the United States, the foreign language requirement for high school graduation is decided at the state level.
B. Studying a foreign language has become increasingly important for the global economy.
C. High school graduates with foreign language credits have been shown to have an increased college acceptance rate.
D. Students who did not study a foreign language often find themselves unable to obtain a job at all.

Correct answer: D

Rationale: While it is true that studying a foreign language can enhance one's job prospects and competitiveness in the job market, claiming that students who did not study a foreign language often find themselves unable to obtain a job at all is an exaggerated statement. Many factors contribute to employability, and while language skills can be advantageous, they are not the sole determining factor in securing employment.

4. Which of the following statements offers a supporting argument for the passage's claim that many coastal islands are eroding?

A. Recent hurricane seasons have been expensive.
B. The Atlantic Basin is entering an active period.
C. Louisiana has lost 2,000 square miles of coastal land.
D. Barrier islands are the first line of defense against coastal storms.

Correct answer: C

Rationale: Statement C directly provides evidence of coastal land erosion by stating that Louisiana has lost a significant amount of coastal land area. This supports the passage's claim that many coastal islands are eroding. Choice A is incorrect because the expense of recent hurricane seasons does not directly relate to coastal land erosion. Choice B is incorrect as the active period of the Atlantic Basin does not specifically address coastal land erosion. Choice D, while related to coastal storms, does not directly support the claim that many coastal islands are eroding.

5. What most likely describes the relationship between the author and Alan?

A. competitive
B. formal
C. friendly
D. caring

Correct answer: C

Rationale: The most likely description of the relationship between the author and Alan is friendly. The author's message to Alan is filled with warmth, concern, and offers of help, indicating a positive and supportive tone. The use of phrases like 'I just wanted to drop you a quick note' and 'Let me know if you want any special treats' reflect a friendly and amicable relationship. Choices A, B, and D are not as suitable as competitive, formal, or caring relationships do not align as strongly with the friendly and supportive nature of the interaction described in the text.